Humana Gold Plus H6622-056 (HMO) - 2024 Humana (2024)

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Humana Gold Plus H6622-056 (HMO)is a Medicare Advantage (Part C) Plan by Humana.

This page features plan details for 2024 Humana Gold Plus H6622-056 (HMO)H6622 – 056 – 0 available in Clark and Nye Counties.

IMPORTANT: This page has been updated with plan and premium data for 2024.

Humana Gold Plus H6622-056 (HMO)is offered in the following locations.

Clark County, Nevada

Nevada

Nye County, Nevada

Click to see more locations

Plan Overview

Humana Gold Plus H6622-056 (HMO)offers the following coverage and cost-sharing.

Insurer:Humana
Health Plan Deductible:$0.00
MOOP:$999 In-network
Drugs Covered:Yes

Ready to sign up for Humana Gold Plus H6622-056 (HMO)?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

Premium Breakdown

Humana Gold Plus H6622-056 (HMO)has a monthly premium of $0.00. This amount includes your Part C and D premiums but does not include your Part B premium.The following is a breakdown of your monthly premium with Part B costs included.

Part BPart CPart DPart B Give BackTotal
$174.70$0.00$0.00$0.00$174.70

Please Note:

  • Your Part B premium may differ based on factors including late enrollment, income, and disability status.
  • You may also qualify for “Extra Help” on drug costs. See the Part D Premium Reduction section below for more details.

Drug Info

Humana Gold Plus H6622-056 (HMO)provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Deductible:$0.00
Initial Coverage Limit:$5,030.00
Catastrophic Coverage Limit:$8,000.00
Drug Benefit Type:Enhanced Alternative
Additional Gap Coverage:Yes
Formulary Link:Formulary Link

Part D Premium Reduction

The Low-Income Subsidy (also known as LIS or “Extra Help”) helps people with Medicare lower the cost of prescription drugs.

The table below shows how the LIS impacts the Part D premium of this plan.

Part DLIS Full
$0.00$

NOTE: The Inflation Reduction Act of 2022 has expanded full subsidy eligibility under the LIS program to individuals with incomes up to 150% of the Federal Poverty Level. People who qualify for Extra Help generally will pay no more than $4.50 for each generic drug and $11.20 for each brand-name drug.

Initial Coverage Phase

After you pay your $0.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00. Once you reach that amount, you will enter the next coverage phase.

30 Day

60 Day

90 Day

30 Day

60 Day

90 Day

Gap Coverage Phase

After your total drug costs (including what this plan has paid and what you have paid) reach $5,030.00, you will pay no more than the amounts below for any drug tier until you reach $8,000.00.

30 Day

90 Day

30 Day

90 Day

Tier Cost
All other tiers (Generic)25%
All other tiers (Brand-name)25%

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $8,000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. Please note, that this plan has a Enhanced Alternative benefit type.

Additional Benefits

Humana Gold Plus H6622-056 (HMO)also provides the following benefits.

Health plan deductible

$0

Other health plan deductibles?

In-network No

Maximum out-of-pocket enrollee responsibility (does not include prescription drugs)

$999 In-network

Optional supplemental benefits

No

Additional benefits and/or reduced cost-sharing for enrollees with certain health conditions?

In-network Yes, contact plan for further details

Outpatient hospital coverage

$0-30 copay per visit (Authorization is required.) (Referral is required.)

Doctor visits

Primary$0 copay (Not applicable.) (Not applicable.)
Specialist$0 copay (Authorization is required.) (Referral is required.)

Preventive care

$0 copay (Authorization is not required.) (Referral is not required.)

Emergency care/Urgent care

Emergency$135 copay per visit (always covered) (Not applicable.) (Not applicable.)
Urgent care$10 copay per visit (always covered) (Not applicable.) (Not applicable.)

Diagnostic procedures/lab services/imaging

Diagnostic tests and procedures$0-30 copay (Authorization is required.) (Referral is required.)
Lab services$0 copay (Authorization is required.) (Referral is required.)
Diagnostic radiology services (e.g., MRI)$0 copay (Authorization is required.) (Referral is required.)
Outpatient x-rays$0-5 copay (Authorization is required.) (Referral is required.)

Hearing

Hearing exam$0 copay (Authorization is required.) (Referral is required.)
Fitting/evaluation$0 copay (There are no limits.) (Authorization is required.) (Referral is required.)
Hearing aids$599-899 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Preventive dental

Oral exam$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Cleaning$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Fluoride treatment$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)
Dental x-ray(s)$0 copay (Limits may apply.) (Authorization is not required.) (Referral is not required.)

Comprehensive dental

Non-routine services$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Diagnostic services$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Restorative services$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Endodontics$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Periodontics$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Extractions$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Prosthodontics, other oral/maxillofacial surgery, other services$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)

Vision

Routine eye exam$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
OtherNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Contact lenses$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Eyeglasses (frames and lenses)$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)
Eyeglass framesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
Eyeglass lensesNot covered (There are no limits.) (Not applicable.) (Not applicable.)
UpgradesNot covered (Not applicable.) (Not applicable.)

Rehabilitation services

Occupational therapy visit$0 copay (Authorization is required.) (Referral is required.)
Physical therapy and speech and language therapy visit$0 copay (Authorization is required.) (Referral is required.)

Ground ambulance

$180 copay (Not applicable.) (Not applicable.)

Transportation

$0 copay (Limits may apply.) (Authorization is required.) (Referral is not required.)

Foot care (podiatry services)

Foot exams and treatment$0 copay (Authorization is required.) (Referral is required.)
Routine foot care$0 copay (Limits may apply.) (Authorization is required.) (Referral is required.)

Medical equipment/supplies

Durable medical equipment (e.g., wheelchairs, oxygen)15% coinsurance per item (Authorization is required.) (Not applicable.)
Prosthetics (e.g., braces, artificial limbs)15% coinsurance per item (Authorization is required.) (Not applicable.)
Diabetes supplies$0 copay or 10-20% coinsurance per item (Authorization is required.) (Not applicable.)

Wellness programs (e.g., fitness, nursing hotline)

Covered (Authorization is required.) (Referral is not required.)

Medicare Part B drugs

Chemotherapy0-20% coinsurance (Authorization is required.) (Not applicable.)
Other Part B drugs0-20% coinsurance (Authorization is required.) (Not applicable.)
Part B Insulin drugs0-20% coinsurance (up to $35) (Authorization is required.) (Not applicable.)

Inpatient hospital coverage

$0 copay per stay (Authorization is required.) (Referral is required.)

Mental health services

Inpatient hospital – psychiatric$0 copay per stay (Authorization is required.) (Referral is required.)
Outpatient group therapy visit with a psychiatrist$0 copay (Authorization is required.) (Referral is not required.)
Outpatient individual therapy visit with a psychiatrist$0 copay (Authorization is required.) (Referral is not required.)
Outpatient group therapy visit$0 copay (Authorization is required.) (Referral is not required.)
Outpatient individual therapy visit$0 copay (Authorization is required.) (Referral is not required.)

Skilled Nursing Facility

$20 per day for days 1 through 20
$125 per day for days 21 through 28
$0 per day for days 29 through 100 (Authorization is required.) (Referral is required.)

Ready to sign up for Humana Gold Plus H6622-056 (HMO)?

Get help from a licensed insurance agent.

Call 1-877-354-4611 TTY 711.

8am – 11pm EST. 7 days a week

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